ABOUT

Apex Financial Solutions is a family-owned and operated business based in Collin County, TX. The team features an owner with almost 20 years as a Financial Advisor as well as developing and running small businesses. Over that time, a niche was formed whereby the owner chose to focus on developing systems that assist small to medium sized businesses maximize efficiencies.

 

It starts with accurate and timely bookkeeping, and while that is our foundation, it is truly just the beginning. Apex goes well above and beyond to provide business owners with ways to approach their revenues and expenses with an eye toward efficiency, cost reduction, benefit analysis and maximizing profits.

 

Our focus is to not just keep the books, but to provide innovative solutions to common problems business owners face, and immediately implementable resolutions to these common problems. There are hundreds of methods and strategies we can utilize to reduce various costs, but our focus is to attack the 20 most common categories that all businesses face, and where there is typically the most bang for the buck. Using the latest artificial intelligence and strategic partners, we are able to help our clients reduce costs dramatically.

 

It goes far beyond simple cost analysis and expense auditing. We analyze every ledger expense, every contract, every agreement. Using a highly sophisticated data-lake with over $6T worth of real-world expenses from over 10 million companies, we identify unique opportunities for cost reduction and recovery. In addition, we cross-check and back-check for missed tax incentives, abatements, and credits that may be available to our clients for several years in the past, often getting substantial immediate refunds for our clients. We do NOT simply try and find a lower cost alternative, or switch vendors, in fact vendor changes are very rare. We actually work with existing vendors, negotiate better rates/terms on existing contracts and agreements.  almost always find wiggle room to save clients on multiple categories.

 

The best part is... if we don't identify clear and substantial savings, there is ZERO fee! But the truth is, that rarely happens, because every business in America has multiple expenses they are overpaying. We are just experts at pin-pointing that savings, negotiating the best possible deal, and helping to implement the savings for our clients. And finding savings from existing providers is just the tip of the iceberg. We are also able to help clients initiate ground-breaking approaches to managing their businesses and implement innovative products and services into their current workflows with massive benefits and ZERO interruption of business. And nothing we do has any cost to the business or their employees. Everything we earn is completely contingent upon the savings we are able to help the client realize. The contingent fee is a FRACTION of their savings, so it is truly a WIN-WIN scenario. 

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For example, did you know that more than 2/3 of all businesses are overpaying for worker's compensation insurance? And that more than 90% are overpaying for merchant services? Almost 100% of business with employees can benefit substantially with our innovative ways of approaching the skyrocketing costs of providing health care benefits. We have programs that capitalize on close to 100 different rarely used tax incentives that most businesses do not realize they qualify for. We can save many companies tens of thousands of dollars with a commercial property program that costs absolutely nothing. 

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Using state of the art artificial intelligence, benchmarking and data modeling, we are able to quickly pin-point the areas of greatest benefit and we work in conjunction with the largest B2B provider of cost analysis and Consultant firm in the USA to accomplish this goal. 

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As evidence of this, we save our clients anywhere from 15-40% on shipping costs. We are able to save employer's thousands of dollars per year, PER EMPLOYEE, on health insurance while increasing quality of care and reducing the employee's average out-of-pocket expense. Our clients can turn their Accounts Payable from a cost center into a revenue stream while increasing efficiency and security, with no loans, discounting or factoring involved. We can provide an employee benefit program that results in an average increase in job applicants of 60%, while decreasing employee turnover by 13% and reduce absenteeism by 10%. For our clients that accept credit cards for payments or services, we are now able to completely eliminate all merchant processing fees, saving 2-4% on all transactions. This is brand-new technology that is still being implemented in the US and many states are already online, but more are coming soon. We also provide class-action lawsuit asset recovery and unclaimed property recovery. We even have an innovative reverse-auction process that lets you analyze past energy usage data to guarantee you the best prices for your future electrical needs. This saves our clients typically between 10-20% on their current energy expenses.

 

And this is just the tip of the iceberg, we offer savings in every category you can image... Commercial property depreciation, property tax mitigation, research & development tax credits, hiring tax credits (there are nearly 100 of these alone), bank fees, lines of credit, utilities, printing, supplies, shipping, all lines of insurance, recycling & waste management, payroll processing, training and HR overhead, all communication channels, software licensing, leases, contracts, agreements... we look at everything!

 

Within one year of on-boarding, our clients have decreased expenses an average of 14%, increased revenue by an average of 12% and profit margins by over 30% on average. AND, best of all, despite the higher margins and profitability, our average client has reduced their tax bill by over 15% as well, that is REMARKABLE!

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Let us show you how we can do the same for you!